Preheat the oven to 350º F. Grease the bottom and sides of a 9×5 inch loaf pan.
In a large mixing bowl, add bananas, eggs, milk, vanilla and oil. Add pancake mix and sugar. Mix well. Fold in nuts and/or chips.
Pour into the greased pan and cook for 50 minutes to 1 hour. Toothpick or wooden skewer should come out clean from the center.
Cool in pan for 5 minutes then transfer to wire rack and cool an additional 15 minutes. Serve warm with butter or plain. You can even toast slices the next day for a great breakfast!